PM Modi Urges Citizens to Join 'Your Money, Your Right' Movement

Prime Minister Narendra Modi has called on citizens to actively participate in the ‘Your Money, Your Right’ campaign, which has successfully returned ₹2,000 crore of unclaimed bank, insurance, and investment assets to their rightful owners in just two months. The initiative, launched on October 4, 2025, aims to facilitate the settlement of unclaimed financial assets to legitimate claimants across India.

About the ‘Your Money, Your Right’ Campaign

Nationwide Initiative for Unclaimed Assets

The ‘Your Money, Your Right’ campaign was launched to help individuals recover unclaimed financial assets, including:

• Bank deposits

• Insurance policies

• Dividends and shares

• Mutual funds

• Pension funds

The government, in collaboration with regulatory bodies, banks, and other financial institutions, has already coordinated efforts to return assets to their rightful owners.

₹2,000 Crore Already Returned

"Through the coordinated efforts of all stakeholders, notably the government, regulatory bodies, banks and other financial institutions, nearly ₹ 2,000 crore has already been returned to the rightful owners," Modi said in a social media post.

Nationwide Outreach and Implementation

Camps Across India

From October to December 5, 2025, camps were held in 477 districts across India, with active participation from:

• Public representatives

• District administrations

• Officials from financial institutions

The initiative has combined on-ground efforts with awareness campaigns to help citizens reclaim their unclaimed assets efficiently.

Plans to Scale Up

"But we want to scale up this movement in the coming days," PM Modi added, urging more citizens to come forward and participate in the campaign to reclaim unclaimed assets.

Unclaimed Assets in India — The Numbers

Bank Deposits

Indian banks currently hold ₹78,000 crore of unclaimed deposits belonging to citizens.

Insurance and Mutual Funds

• Insurance companies have nearly ₹14,000 crore lying unclaimed.

• Mutual fund companies hold around ₹3,000 crore in unclaimed assets.

Dividends and Other Financial Instruments

• Dividends worth ₹9,000 crore remain unclaimed by rightful owners.

These figures highlight the potential wealth recovery that can benefit millions of citizens through active participation in the initiative.

How Citizens Can Participate

Steps to Claim Unclaimed Assets

1. Visit official government portals or local financial institution websites.

2. Verify and submit claims for unclaimed bank deposits, insurance, dividends, mutual funds, or pension funds.

3. Attend district-level camps for on-ground assistance, if required.

4. Monitor updates and notifications through government communications and social media channels.

By participating, citizens not only reclaim their rightful assets but also contribute to a more transparent and accountable financial system.

Key Takeaways

• PM Modi urges citizens to actively participate in the ‘Your Money, Your Right’ campaign.

• ₹2,000 crore has already been returned to rightful owners in two months.

• The initiative covers bank deposits, insurance, dividends, mutual funds, and pension funds.

• Nationwide outreach has been conducted across 477 districts with support from local administrations and financial institutions.

• Citizens are encouraged to claim their unclaimed assets to strengthen financial transparency and security in India.