finance stability profitability cash-flow fund-flow investment worksheet ratio statement business-model company-s-performance-and-suitability inflows-and-outflows working-capital current-assets-and-current-liabilities break-even-analysis hypothesis social-profitability-analysis foreign-trade project-design obtaining-sponsorship office-equipment computers phones supplies profit-and-loss monthly-budget gross-income annual-reports ratio-analysis executive-summary think-with-niche